Bad Credit – How to regain your credit while shopping

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Taking on debt and bragging about it: a dangerous trend that young people on TikTok are currently pursuing. What they often forget is that once their credit rating is ruined, it will impact loans for years to come, as well as online shopping and even cell phone contracts. Krone+ explains what your creditworthiness depends on – and how you can become creditworthy again.

The new bank on installments, the shoes on invoice or the small items on a monthly invoice: (online) retailers from furniture stores to Amazon offer the right option, even for those who do not want to pay by credit card and especially do not want to pay immediately. Whether it is because you want to be on the safe side and want to have the product first and then pay for it, or whether it is necessary now and the money – via salary or the like – is only available later: there are many reasons to resort to the bill.

Only: More and more often it says “The selected payment method has been rejected”. In most cases, the “blame” for this lies with the credit rating or creditworthiness. This can sometimes be negative without the consumer’s knowledge, but can also be positively influenced.

Source: Krone

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