New government plans – pensioners have to save three billion

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In the first attempt, the Sugar Coalition failed because the now government program offers noticeable cuts in pensions. Savings of 2.9 billion euros are scheduled by 2031. For people who are retiring and people who retire quickly, there is also good news. The “Kroon” has an overview.

The most important in advance: at the statutory retirement age of 65 for men is not shaken. That for women is currently in the middle of the gradual increase from 60 to 2033. However, the actual pension aging must be increased. The budget path for pension costs and planned costs that Dunks are set for the intended budget – savings of 1.45 billion and EUR 2.9 billion will be achieved by 2028.

The way in which various measures leads:

Recognition: From 2026 the condition for the gang pension (Classic Early Board) will be increased from 40 to 42 insurance years. The inaugural age is increased from 62 to 63 for two years. Currently, men retire on average at 62.2 years and women at the age of 60, 2 years. If an increase in the de facto inaugurated does not succeed, it is then sharpened.

Sustainability mode: A legal sustainability mode is laid down in the government program. This stipulates that if the corresponding budget path cannot be paid by 2030, countermeasures are subject to compulsory. Then there can also be an increase of age or contributions.

Increase insurance contributions: The increase in contributions of health insurance from 5.1 to 6 percent causes major problems with pensioners. With a monthly gross gross of 1000 euros, this is two euros -Netto (due to the negative tax), with a monthly gross gross of 2000 euros, the eleven euros are net. In total, these measures would rinse 320 million in the state treasury.

Minister of Social Affairs Korinna Schumann said in the “Krone” interview that she was “not happy” about this increase in the KV contributions, but she was already reported to Brussels and can no longer be reversed.

Relief for medication costs: As compensation for the increase in the KV contributions, there will be facilitations in the case of medication costs. The upper limit for prescription costs (two percent of the annual net income) will be an upper limit for the costs of medicines. This means that the effort for prescribed medication that costs less than the prescribed compensation is included. With high medication costs, pensionists have saved several hundred euros. The upper limit is also reduced to 1.5 percent of the income. The recipe costs are frozen at 7.55 euros in 2026.

“Birth Lottery” ends: The “Birth Lottery”, who has reported the “Kroon” several times, ends in the pension adjustment. In the first year after retirement there will be a quantity of 50 percent for everyone. Now it is the case that you get less as the pension you start in the year.

More operational pensions: The company pension column must be opened for everyone. A general pension treaty is planned. With such a more employee would be included in the second pillar of old facilities. The last government also had the point in the program in 2020, but it was not implemented despite constant requirements of the industry.

Free reimbursement: Another eternal request from the insurance sector can be found in the program – the annual reimbursement for the future security of the future is to be increased “as part of the budgetary possibilities”. The reimbursement is currently 300 euros and has not been increased since the 1970s.

Heavy work, handicap: Many government projects are not yet specified. The government assumes rehabilitation fees and disabled people or disabled pension. The heavy work must also be revised and nurses must be included in this regulation. The pension security committee must be deeperized. The new line -up should make a better technical discourse between science and politics possible. As a measure against age discrimination, public administration is intended to offer analogue application options.

Partial administration is introduced: A partial board must also be introduced. This is a time reduction in working hours from an individual key date. In the size of the reduction, the corresponding part of the pension account is concluded and the pension is calculated at the time due. In addition to work, you can already collect part of the pension. The partial pension is harmonized with the partial board system, which means that partial retirement can only be used as long as no partial council is possible or there is no entitlement to a pension.

Source: Krone

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