The card is gaining ground as a means of payment, but we still prefer cash

More than 60% of citizens continue to pay for their purchases in cash, as shown by the data from the Bank of Spain and collected by Saretzen. This is still the predominant option in all age groups, but especially for people over 55 years old.

In second place Card payment, and, far beyond, other options such as payment by mobile phone, bank transfer or bank cheques.

It is mainly people between the ages of 25 and 54 who use the card to pay, but cash remains the most commonly used payment method in these age groups.

Nevertheless, compared to surveys from 2013, 2016 and 2019, the use of cash is decreasing little by little and payment systems via card or mobile phone (including Bizum, wallets, Paypal or Apple Pay) are increasing. .

Triple the number of data phones

On the other hand, and given the rise of the card or mobile phone as a payment system, the number of payment terminals such as data phones is increasing. has tripled according to the Bank of Spain over the past twenty years.

So if there were 802,698 data phones in the Spanish state in the year 2000, Now there are 2,361,832. The growth of these terminals has accelerated over the past eight years.

For its part, the evolution of the number of ATMs in the Spanish state has undergone a notable decline. In fact, that figure has returned to 2000 levels.

For example, in that year there were 44,851 ATMs spread across the Spanish state, a figure that reached its maximum in 2006, when 58,454 ATMs were counted. The decline of these terminals was noticed as early as 2014, and In 2022, this number dropped to 45,233 ATMs.