Find out who qualifies for the new discounts and which benefits will change and remain in 2023
The new premium system for the self-employed will come into effect in 2023, which entails many changes. This reform mainly assumes that the price is determined by net income. Based on the results obtained, 15 sections and new monthly social security contributions will be established, which will range from 230 to 500 euros per month in 2023 and from 200 to 590 euros per month in 2025. To find out what you have to pay as of now, a simulator is enabled.
In addition to a new contribution system, the protection action will also be adjusted. This translates into changes to self-employment benefits, which will have the option to make self-employment compatible with receiving the cessation of activity benefit.
The self-employment system has various discounts and bonuses of 100% on quota payments for various reasons for which Social Security is responsible. With this help, self-employed people do not have to pay this amount out of their own pocket. Despite this reform, Social Security clarifies that many of the current benefits will remain in their concession.
– Although the new self-employed will have to pay a new quota amount in 2023, the current fixed amount of 60 euros per month recognized before 1 January 2023 will be maintained until the maximum duration. For self-employed persons in the agricultural sector, the flat rate remains 50 euros per month.
– The bonus of 100% of the quota for hiring an employee for someone else to combine the self-employed person’s family and professional life remains in force.
– 100% surcharge in situations of rest due to birth, adoption, guardianship for adoption purposes, foster care, risk during pregnancy and during natural lactation.
– 50% discount during the first 18 months when registering a family member who works together with the self-employed person.
– 30% discount when hiring spouses or descendants of farm owners age 50 or younger
– 50% discount for self-employed in Ceuta and Melilla.
From 2023, self-employed persons who terminate their activity due to child birth, adoption, guardianship with a view to adoption, foster care and guardianship and who wish to resume self-employment within two years after the date of termination, are entitled to a bonus of 80%. This quota reduction already existed, but its duration is now extended to 24 months immediately after the date of resumption of work
The so-called fixed amount, which all new self-employed persons who register as self-employed for the first time, use, changes its amount and duration. Therefore, from 2023, the amount of the reduced reimbursement for the period 2023 to 2025 will be 80 euros per month. The new self-employed can keep this 80 euros quota for another 12 months if their net income does not exceed the Minimum Interprofessional Wage (SMI), which is set at 1,000 euros in 2022.
On the other hand, self-employed persons who are entitled to benefit for the care of minors affected by cancer or another serious illness are entitled to a premium of 75% of the quota for ordinary unforeseen events during the period in which they receive this benefit, arising from, shall apply on the average basis of the twelve months prior to the commencement date of this bonus, the common contingency contribution rate, excluding the rate corresponding to IT derived from common contingencies.
In the event that the employee has been registered uninterruptedly for less than 12 months in the self-employed scheme, the calculation of the average premium income takes into account the last date of registration, the result of which is obtained by dividing the sum of the contribution bases between the number of days he is uninterruptedly enrolled, and the amount obtained is multiplied by thirty.
Source: La Verdad
I’m Ben Stock, a journalist and author at Today Times Live. I specialize in economic news and have been working in the news industry for over five years. My experience spans from local journalism to international business reporting. In my career I’ve had the opportunity to interview some of the world’s leading economists and financial experts, giving me an insight into global trends that is unique among journalists.
