A family that received the eviction notice is waiting for the bank to sign the grant of a five-year grace period, but does not respond and has asked for an appraiser to auction the house.
Stop Evictions has sued Banco Santander for “non-compliance” with the code of good practice and has warned that it is a “notice” to the rest of the banking entities.
The platform’s spokesperson Rosa García made this announcement on Friday during a meeting held in front of a branch of Banco Santander on Avenida de la Libertad in San Sebastián to demand a solution to the case of a San Sebastián family facing an eviction lawsuit.
According to Stop Evictions in a statement, this “vulnerable family bought their house in the Altza district in the middle of the real estate bubble and paid 245,000 euros for 45 square meters.”
He explains that later “the economic crisis broke out and he, like thousands of mortgage holders, stopped paying the installments as a result of the initiation of the mortgage foreclosure case” that banks can initiate once “the debtor has twelve or more unpaid debts” . deadlines to auction the house and evict him.”
However, remember that the purpose of the Code of Good Banking Practices (CBPB) is “to prevent vulnerable or precarious mortgage holders from being evicted through the granting a grace period of five years“.
This family requested this mechanism on June 22 and again via Burofax on September 20, without the “bank having responded so far”, despite the fact that it has done so. a period of one month to do thissays Stop Evictions.
It specifies that with this deficit “the mortgage loan arrears are regularized and forces the bank to ask the court to file a lawsuit“.
However, he assures that Banco Santander has already requested in a court in San Sebastián “the appointment of an appraiser to continue with the immediate auction of housing”.
Stop Evictions considers this action “unspeakable,” which has led the lawyers working with the platform to file a lawsuit against the entity for “violating” this code.
The platform asks the bank to “sign the five-year grace period requested by those affected” and “file an eviction lawsuit that weighs on the family.”
Source: EITB
I’m Wayne Wickman, a professional journalist and author for Today Times Live. My specialty is covering global news and current events, offering readers a unique perspective on the world’s most pressing issues. I’m passionate about storytelling and helping people stay informed on the goings-on of our planet.
