On January 1, 2026, the new form of pension, the partial board. The goal of keeping people employed for longer and thus to increase the age of retirement. With the introduction of this model, partial retirement is also reformed and limited.
The experts in the Ministry of Social Affairs expect 10,000 people a year to benefit from the partial council. There are currently 36,500 people in partial pension.
Partial administration as the wishes of employees
Minister of Social Affairs Korinna Schumann (Spö) is convinced to make longer work more attractive with this new pension model. “The special thing about the partial plate is that it is a wish of many who no longer create complete performance, but still want to be.”
Anyone who is entitled to age pension or premature age pension (course, long -term insurance pension or difficult work) can go a partial council. Based on the gang pension you can reduce your working hours after three calculation levels in the partial plate. The part that you reduce is closed on the pension account and paid out as a subboard at 25, 50 or 75 percent (see example).
With the remaining credit, the bill continues as normal. The final pension is the results of the sum of the partial council and the amount that is calculated from the still open account section.
Gradually reducing partial pension by 2029
At the same time, the previous partial retirement is gradually reduced to the gang pension or before the regular costual is reduced to a maximum of three years (now five) before the claim requirements are met. In 2026 there is still the possibility for 4.5 years, in 2027 for four years and 2028 for 3.5 years.
A man without a claim in the corridor can only be partially pension at the age of 62 in 2029. The block time variant, which also runs until 2029, remains unchanged.
Savings in the reach of three digital million
In the Ministry of Social Affairs, savings are also hoped for a pleasant side effect in budgetary difficult times. In the first year, the partial council expects an amount of 197 million, in the second of 402 million. The savings potential for the reform of partial retirement is considerably lower. In 2026, 59 million hope hoped for 89 million the following year.
Source: Krone
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