In a non-legal proposal that will be discussed next Tuesday, it is also requested that the mortgage can be changed free of charge.
The plenary session of Congress this Tuesday will discuss a non-statutory proposal from United We Can to urge the Spanish government set a limit of 0.1% to the difference over the Euribor of all variable mortgages of less than 300,000 euros and temporarily 16.5% discount on the shopping cart.
The proposal registered on Friday 14 April also includes a point to switch from a variable mortgage to a structural fixed mortgage free of charge, an idea that Unidas Podemos already included in a bill that is under discussion.
Its content could lead to another clash between the two coalition government partners, and that is that the purple parties have repeatedly urged the PSOE to be “brave” in the face of inflation and the rise in interest rates that already take new measures going beyond the VAT reduction on basic foodstuffs.
For example, the group demands a ceiling on the mortgage difference, a measure that would be in force for this a minimum period of one yearrenewable in successive periods of six months or until the Euribor falls below 1.5% for three consecutive months.
On a second point it is mandatory facilitate the change of mortgage without costsboth when it comes to an automatic renewal of debt at the request of the customer, and through mortgage subrogation at a fixed interest rate with a new financial institution.
In the last point, Unidas Podemos refers to creating a temporary and extraordinary bonus of 16.5% on the price of the basic package of productsin accordance with the rise in the CPI for food and non-alcoholic beverages in the last year.
Source: EITB

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