Vans used for distribution are three times more likely to be involved in an accident than vans used for other commercial activities. The vehicles used to run a business have a 15% chance of being involved in
a traffic accident, a percentage that goes up to 47% in the case of those used to perform product distribution tasks. This figure is even more striking in comparison with the 10% accident probability of delivery vans derived from passenger cars and the 7% recorded in the case of passenger cars.
Despite the higher accident rate for commercial vehicles,
White paper ‘eLogistics and road safety’ It should be noted that with these claims the percentage of claims involving injuries is lower. The accidents of delivery vans for logistics are settled with less personal damage than that of passenger cars. In the first case, the percentage of passenger damage claims is on average 11% (8% for distribution vans and 12% for e-commerce vans) compared to 14% for passenger cars
The reason for this difference is that more than nine out of ten (93%) collisions
ago by vans used for distribution occur on urban roads, where accidents causing only material damage are more likely. For vehicles, the percentage is 88%.
There are also large differences in the liability of drivers in registered accidents. For example, users of vehicles intended for distribution are guilty of accidents in 70% of the cases, a percentage
which goes up to 77% in the case of e-commerce, while those who drive vans for commercial use make 59% of the claims involving them.
This increased likelihood of distribution drivers causing accidents responds to several factors, according to the LeasePlan white paper. For example, the report explains that these users perform a higher number of parking maneuvers, drive through unfamiliar environments more often than the rest, and do not own the vehicle, so
they do not make visible in the insurance the impact of accidents. In addition, it is users who use the vehicle for a professional activity that is not exclusive to driving, such as professional transport.
The type of accident and the main cause are closely related to the speed, the safety distance, the respect for right of way and the characteristics of the vehicle and its activity. In electronic commerce, the risk of suffering and/or causing some kind of material and/or personal damage is greater in traffic accidents resulting from non-compliance with the right of way rules. This kind of effects
cause material damage in 20% of the cases and physical injury in 39%. Scopes are the second type of accident with the highest probability of causing damage, with an incidence of 18% for property damage and 27% for personal injury.
These percentages increase significantly when we talk about vans not dedicated to delivery and packages derived from eCommerce. In this case rear-end collisions
have a 25% incidence for material damage and 48% for damage to persons.
In terms of the type of collision, collisions with other vehicles are most common in cars and vans. when we look
in the specific case of e-commercethis class of accidents translates into 76% of minor collisions.
Source: La Verdad

I am Ida Scott, a journalist and content author with a passion for uncovering the truth. I have been writing professionally for Today Times Live since 2020 and specialize in political news. My career began when I was just 17; I had already developed a knack for research and an eye for detail which made me stand out from my peers.