The Complete permanent disability This is what prevents the worker from performing all the tasks of his usual profession. This means that a recognized full permanent disability will not allow you to continue the same type of work. In addition, other work activities may be carried out that do not interfere with the type of disability.
The Total permanent disability pension It is usually approved if the employee is unable to return to the usual profession due to pathology or injury. Also, this Holds a 55% pension Regulatory base.
Requirements for full permanent disability with a claim for a pension
In order to request a Complete permanent disability benefits Series protection will be required Requirements Previous:
- Did not reach retirement age. If this is achieved, you should not be entitled to a retirement pension due to a 15-year minimum contribution.
- Be high .Social securityOr in a situation mastered by discharge.
- In case of occupational disease or accident, no advance payment will be required.
- In case of common disease:
- Under 31 years of age: It will be essential to contribute from one-third of the time a person was 16 years old to the time the disability event occurred.
- Over 31 years: A minimum deposit of 5 years is required. In addition, one-fifth of the contribution period must be 10 years prior to the commencement of the benefit.
- In the case of part-time employees, the Global Bias coefficient will be used to test whether they can take advantage of this benefit.
How can you address permanent disability?
that Apply for permanent disability Of any degree, you will need to perform a number of procedures to get the file started. Legal and medical requirements must first be checked. After confirming them, the file can start.
Personal documents (DNI and clinical history) and working documents (depending on whether the employee is self-employed or belongs to another scheme) must be submitted, in addition to filling out a permanent disability form.
Anyone interested in all this documentation should contact the service center National Institute of Social Protection (INSS) and submit papers. However, if you have a digital certificate, processing can be done online.
Source: El Diario
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